Organise your finances

Before investing, order: knowing how much comes in, how much goes out, how much you need each month and how many months you'd last without income, all in one place. And setting up what protects everything else: clearing expensive debt, having a cushion and the basic insurance. My money is spread across several currencies, a company and my personal accounts, so I'm applying this to my own case and leaving you here the tools I use along the way. Without this, investing is building on sand.